ATE Truck & Trailer Sales Ltd offers a variety of finance products to suit your business needs.

Trailers from £20.00 per week & vehicles from £44.50 per week.

We have access to eighteen different finance companies and can offer finance to long established businesses as well and new start businesses that may have encountered problems with finance in the past.

This is a brief explanation of what we can provide.

VAT Spreadable Hire Purchase - This is the product that provides the smallest deposit.

Deposits are 10% but no VAT is payable at the start of the agreement. The VAT is built into the subsequent monthly payments.

You are given a VAT invoice at the beginning of the agreement allowing you to claim the VAT back in your first VAT quarter even though the VAT will not be paid until the agreement is complete. Available on terms of up to five years. You gain automatic ownership and the end of the agreement.

Typical Payment Examples on This Finance Package Trailer costing £10,000.00 + VAT Total deposit payable £1,000.00 VAT invoice give to you by the finance company allowing you to claim back £1,750.00 VAT at the start of the agreement. Weekly payments are £52.00 per week for five years.

Truck costing £16,000.00+VAT Total deposit payable £16,000.00 VAT invoice given to you by the finance company allowing you to claim back £2,800.00 VAT at the start of the agreement.

Weekly payments are £83.00 per week for five years. 

Hire Purchase -  Available for a term of up to five years. Deposits are 10% plus all of the VAT on the purchase price. Payments are the VAT Free for the term of the agreement.

You gain automatic ownership at the end of the agreement. VAT Deferred Hire Purchase Same as normal hire purchase but the Vat payment can be deferred for up to three months to coincide with the last month of your VAT quarter, hence assisting cash flow budgeting.

Lease to Purchase - Available for terms of up to five years. Deposits from 10% plus the VAT on just the deposit amount.

The VAT is spread over the term of the agreement & payable on each monthly payment and claimed back each quarter by you Ownership at the end of the lease can be passed to you from as little as 2.5% of the fair market value at the end of the lease.

This product allows maximum tax advantages for your business as all lease payment can be off set against profits so reducing your tax liability.

All subject to status, a specific quote can be obtained on request.